Residential Homes
User-friendly rating systems.
Actual cash value coverage.
Novi’s residential homes solutions empower homeowners of nontraditional homes with greater access to coverage — backed by standout service and support they can count on.
See how Novi’s Residential Homes team helps you place more business with less hassle.
Products
What’s available
We’ve built our residential homes program to help independent agents provide their clients with competitive pricing and actual cash value coverage.
Supporting an underserved market, our Homeowners and Texas Fire Dwelling insurance policies offer peace of mind, leading support and these key features:,
A beneficial policy form
Insureds receive a named peril, actual cash value policy.
Underwritten by an A rated carrier
Lloyds of London offers long-term financial stability.
Timely claims handling
Policyholders receive support from TPA, Mills Mehr & Associates and more.
Bilingual claims support
Plus, additional support is added during peak periods.
Helpful resources
Program information
Target classes
Who we cover
Age limits holding your clients back? No credit history or challenged credit? No problem.
Our user-friendly rating system supports homeowners who may not qualify for coverage through traditional insurance markets, including:
- Clients who don’t fit the industry’s rigid standards for age requirements and more
- Clients without credit history or with challenged credit
Industry experts
Meet the Residential Homes team
These three leaders don’t just know the residential homes space — they’ve shaped it in Texas and beyond. And it’s an edge they bring to Novi.
| Adria Golden Program leader Email Adria Over the past 30 years, Adria has built a leading program for homeowners in Texas and cultivated lasting relationships with the industry’s top agents — valuable expertise she brings to Novi. |
| Maria Huffman Agency Service Manager Email Maria Maria provides a service-minded, relationship-focused approach to Novi, thanks to her 10+ years of experience supporting insureds and agents alike. |
| Stephanie Pearson Agency Service Manager Email Stephanie With a decade of experience, Stephanie brings a background of customer service, underwriting and claims adjusting to Novi, providing unique insight and exceptional value. |
